Buy now and pay later on all your nursery requirements and spread the cost with our flexible finance options with as little as 10% deposit!

Online4baby is pleased to offer a range of simple finance options when you spend £500 in one transaction. Credit is provided by our reputable finance partner Deko, so now there’s no need to compromise on any of little ones kit and caboodle.

Apply today 4 Easy Steps...




Add items to your basket: If you spend £500 or more you’ll be eligible for our credit options.




Choose ‘Buy with finance’ at the basket stage and fill in your delivery details.




At checkout stage choose ‘Apply for Finance’ fill in application and pay your deposit




Sit back and relax. Once approved your items will be instantly delivered within 24hrs*. Relax then and don’t pay anything for around 30 days.

The application process takes a maximum of 3 minutes and you get an instant decision within 10 seconds.

Do you meet the criteria to qualify?

To apply for finance you must meet the following criteria:

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years continual address history (UK Mainland and Northern Ireland).
  • You must be in regular full or part time employment (minimum 16hours per week), or a house person with a spouse in fulltime employment.
  • You have a good credit history with no late payments, debt relief orders, CCJ’s, IVA’s or bankruptcies.
  • You must have a UK bank account capable of accepting Direct Debits.
  • The goods must be delivered to your home address.
  • If you are a retired individual, in receipt of a private or company pension (aged 50 or over at date of application).
  • The deposit (minimum 10%/maximum 50%) must be paid using a credit or debit card.

Representative Example

Please see below a typical example if you choose to spread the cost over 12, 24, 36 and 48 months based on a cash price of £500.

Enter basket total

There is a minimum spend of £500. You can enter your approximate cart total above and adjust the finance options on the right to calculate the totals.

Finance Options

Choose how long you would like to take the finance for and your deposit amount. Totals will be displayed on the right.

Finance Totals

Pay per month £25.55
Deposit to pay £25.55
Amount of credit £500.55
Total Amount Payable £325.55
Rate of Interest
0% APR Representative

Online4Baby Limited acts as a credit intermediary and only offers credit products from Deko Ltd. Credit provided subject to age and status.

Finance FAQ’s

Please read our Finance FAQ’s

Finance applications have to be approved and cleared before 4pm to receive your goods next working day (postcodes that incur a surcharge are a two working day service)
Online4baby Ltd Unit B Broadgate Broadway Business Park, Chadderton, Oldham OL9 0JA,
Online4baby consumer credit licence number: 0652727